Perdaus

Towards a Righteous Society

Ask Ustaz Haniff: Is Drool Najis?

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A man sleeping on the sofa.

A man sleeping on the sofa.


Republished from Ustaz Haniff’s Facebook with his kind permission. Edited by Perdaus and translated by Azma Abu Basri.

Ask Ustaz Haniff #8: Is Drool Najis?

Query:

Is stale saliva najis (impure)? How do we differentiate between stale saliva and the drool that trickle from the mouth when we sleep?

I often drool when I sleep, but it seemed clear and colourless in appearance, with a slight smell. At times I wasn’t sure of its colour as it had dried up.

I am not sure whether it was stale saliva coming from the stomach, or from the mouth.

Some scholars said that stale saliva has a bad smell. However, drool that has dried up also has a bad and sour smell. I am confused, Ustaz. I hope so much that you will be able to help.

Response:

According to some religious scholars, stale saliva is not najis (impure), as there is no scriptural evidence (dalil) that specifically states that stale saliva is impure.

Therefore, the simple and more accurate opinion is that there is no issue of najis in your query.

However, the popular ruling among the Shafi’i madhhab (school of thought) held by the Malay community in this region is that stale saliva is considered impure, because of its unclean and foul nature.

If you would like to hold on to this popular Shafi’i madhhab opinion in this matter, please note that stale saliva is defined to be the saliva that flows out of one’s mouth during deep sleep. It has a bad smell and a thick consistency.

If one sleeps just for a short while and the drool that trickles from the mouth does not smell, it may not be considered as stale saliva.

If you are doubtful, revert the matter to its basic ruling, that is:
(1) to consider it as not impure, unless there is a clear evidence, and,
(2) there is no presence of impurity, unless there is evidence of its presence.

Yes, there are some scholars who may have the opinion that, to err in the side of caution, it is better to rule it as impure.

It is up to you to hold on to either opinion – the simple or the conservative.

What is important is not to overburden yourself, up to the point that practising the religion becomes impractical.

Tanya Ustaz Haniff #8: Adakah Air Liur Basi Najis?

Soalan:

Air liur basi: adakah ia najis? Dan bagaimana kita hendak membezakan air liur basi dan air liur yang keluar dari mulut ketika sedang tidur?

Saya sering terkeluar air liur ketika tidur, tetapi warnanya jernih dan agak berbau. Kadang-kadang saya tidak pasti warnanya, kerana sudah kering.

Saya tidak pasti adakah ianya air liur basi yang datang dari perut atau air liur dari mulut.

Ada ustaz mengatakan air liur basi baunya busuk. Tapi, jika air liur yang sudah kering, baunya juga busuk dan masam, Ustaz.

Saya jadi keliru, Ustaz. Harap sangat Ustaz dapat membantu.

Jawapan:

Di sisi sebahagian ulama, air liur basi tidak najis kerana tiada dalil yang dikatakan secara khusus bahawa air liur basi adalah najis.

Maka yang mudah dan lebih tepat ialah tiada timbul soal najis pada apa yang anda tanyakan itu.

Namun, hukum yang popular di sisi mazhab Syafi’i pegangan masyarakat Melayu di rantau ini, air liur basi memang dihukumkan najis sebagaimana yang disebut dalam buku-buku agama yang ada.

Ia dihukumkan najis hanya kerana sifatnya yang kotor dan menjijikkan.

Jika awak masih ingin beramal dengan pendapat popular mazhab Syafi’i dalam hal ini, maka air liur basi ialah air yang keluar dari mulut apabila seorang itu mengalami “deep sleep” atau tidur yang lena. Sifatnya ialah berbau busuk, dan pekat.

Jika seseorang itu tidur hanya sebentar sahaja dan sudah terdapat air liur yang keluar dari mulutnya yang cair dan tidak berbau, ia boleh dianggap bukan air liur basi.

Jika anda ragu-ragu, kembalikan pada hukum asal iaitu asalnya ia bukan najis kecuali ada bukti jelas, dan asalnya tiada najis kecuali ada bukti kewujudannya.

Ya, terdapat sesetengah ustaz mungkin berpendapat bahawa untuk berhati-hati, lebih baik hukumkan air liur basi sebagai najis.

Terserah pada anda untuk menggunakan pendapat yang mana – yang mudah atau yang konservatif.

Yang penting, jangan sampai menyusahkan diri hingga tidak praktikal dalam mengamalkan agama.

Ask Ustaz Haniff: Umrah Without Husband & Paying for His Umrah Trip

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Worshippers preparing for prayers at the Masjid An-Nabawi.

Worshippers preparing for prayers at the Masjid An-Nabawi.

Republished from Ustaz Haniff’s Facebook with his kind permission. Edited by Perdaus and translated by Azma Abu Basri.

Ask Ustaz Haniff #7: Umrah Without Husband & Paying for His Umrah Trip

Query:

I will receive my EPF savings this year, amounting to about RM100,000. With that money, I intend to bring my mother to perform Umrah, for it has been her wish since several years ago. For your information, my mother has performed the Haj in 1999. My queries:

1. May I perform the Umrah with my mother but without my husband’s company? (My husband allows this, but is not ready to perform it and cannot afford it, financially)

2. I do have the intention to fund my husband’s Umrah trip, as I understand his financial limitations. However, I have doubts because of his social background. I am worried that he might not change his ways for the better.

What is the ruling, for me to have these kind of thoughts? Please advise me, as I lack an in-depth knowledge of the religion.

Response:

1. Theologically speaking, it is permissible for a married woman to perform Umrah without her husband, if the latter consents.

The possible issue is whether you can obtain an umrah visa without a male mahram.

You need to refer this matter to the agency coordinating umrah trips in your country.

In general, women of a certain age may be able obtain Umrah visas without their respective male mahrams. It is best to refer this matter to the agency.

2. Your intention and action to pay for your husband’s umrah trip are admirable in our religion, and in sya Allah, you will be granted with great rewards.

The question whether your husband will change for the better is between him and His Lord. If he does not change his ways following the Umrah trip, in sha Allah, it would still not lessen your rewards.

Tanya Ustaz Haniff #7: Umrah Tanpa Suami & Belanja Suami Berumrah

Soalan:

Saya akan menerima simpanan EPF pada tahun ini dalam jumlah lebih kurang RM100,000.

Dengan duit itu, saya berniat untuk membawa ibu saya menunaikan umrah, yang juga hasratnya sejak beberapa tahun lalu. Sebagai makluman, ibu saya telah menunaikan ibadah haji pada tahun 1999.

Kemusykilan saya:

  1. Bolehkah saya menunaikan umrah dengan ibu tanpa ditemani suami? (Suami mengizinkan tetapi belum bersedia dan tidak mampu dari segi kewangan)
  2. Saya terniat juga untuk membelanja suami mengerjakan umrah kerana maklum dengan kemampuan kewangan yang terbatas.

Tetapi, saya berasa was-was kerana latar belakang sosialnya. Saya khuatir dan takut jika beliau tidak berubah ke arah yang lebih baik.

Apakah hukumnya saya berfikiran seperti ini? Tolong nasihatkan saya yang cetek ilmu agama ini.

Jawapan:

1. Di sisi agama, seseorang wanita yang sudah bernikah boleh pergi menunaikan umrah tanpa suaminya, jika beliau telah mengizinkan.

Yang menjadi isu ialah sama ada awak boleh mendapatkan visa umrah jika tiada mahram lelaki. Hal ini, anda perlu rujuk kepada pihak agensi yang mengurus umrah di negara anda.

Umumnya, wanita pada usia tertentu boleh mendapatkan visa umrah tanpa mahram lelaki. Berapakah usia itu, sebaiknya dirujuk kepada agensi.

2. Niat dan perbuatan untuk membelanjakan suami untuk menunaikan umrah terpuji di sisi agama. Ia memberi pahala yang besar, in sya Allah.

Persoalan sama ada suami anda berubah atau tidak, itu soal beliau dengan Allah. Jika beliau tidak berubah, in sya Allah, ia tidak sedikit pun mengurangkan pahala bagi anda.

Ask Ustaz Haniff: Future Wife Reluctant to Live Away from Her Mother

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From pexels.com

Marriage requires adjustments from all parties, but not everyone can adjust at the same pace. Photo from pexels.com

 

Republished from Ustaz Haniff’s Facebook with his kind permission. Edited by Perdaus and translated by Azma Abu Basri.

Ask Ustaz Haniff #6: Future Wife Reluctant to Live Away from Her Mother

Query:

I have a concern in which my wife-to-be doesn’t want to live away from her mother. She wants her mother to live with us after we are married.

Frankly, I disagree because I feel that I would be uncomfortable with our marital issues being known to my mother-in-law. Surely, I would want some privacy in marriage. Also, I wouldn’t want my parents to feel awkward when visiting our home in the future.

What is the solution to this problem, Ustaz?

Response:

This matter is not so much a religious concern, as it is a marital issue. Therefore, it is best for you to consult a marital counsellor.

There are neither easy nor absolute solutions to this kind of issue. It depends on the given circumstances. There is also no single perfect answer or solution, and there will always be pros and cons to a chosen solution.

Therefore, rationally, and where religion is concerned, the guideline is to decide on a solution that has its benefits outweighing its costs.

The process requires you to discuss with your wife-to-be and her mother on you respective hopes and expectations, in negotiating the best (but not necessarily the most perfect) outcome.

Your wish for privacy and being independent is valid, but it doesn’t mean that it has to happen overnight.

Marriage requires adjustments from all parties, but not everyone can change and adjust at the same pace. Any changes should be gradual. This may be what your wife-to-be need, with your support.

Remember too, that maybe what is best is not for you to expect your wife-to-be to change, but instead, for you to invest effort in adjusting to how she is.

There are many married couples that live happily and harmoniously with their parents. This requires all parties to be open-minded.

 

Tanya Ustaz Haniff #6: Bakal Isteri Payah Berpisah Dengan Ibunya

Soalan:

Saya ada masalah di mana bakal isteri saya tidak mahu berpisah dengan ibunya dan mahu ibunya tinggal bersama kami setelah berkahwin.

Sejujurnya, saya tidak setuju kerana saya akan berasa kurang selesa apabila semua hal rumahtangga saya diketahui oleh bakal ibu mertua saya.

Pastinya saya mahukan privasi dalam berumahtangga dan pastinya saya tidak mahu ibu-bapa saya berasa segan apabila hendak menziarahi rumah kami nanti.

Apakah penyelesaian kepada permasalahan saya ini, Ustaz?

Jawapan:

Hal ini bukan masalah hukum agama. Ia lebih merupakan masalah psikologi rumahtangga. Oleh itu, sebaiknya anda bertanya pada pakar kaunseling rumahtangga.

Masalah sebegini tiada jawapan atau huraian yang mudah dan muktamad. Ia bergantung pada keadaan yang ada. Tiada juga satu huraian atau jawapan yang sempurna. Apa jua huraian, pasti ada kebaikan dan keburukannya.

Oleh itu, dari segi agama dan rasional, panduannya ialah untuk anda membuat keputusan berdasarkan apa yang lebih banyak kebaikan dan kurang kemudaratannya.

Prosesnya pula ialah dengan berbincang bersama bakal isteri dan ibu mertua tentang hasrat dan harapan masing-masing. Lalu, cari jalan tolak ansur yang terbaik (bukan yang paling sempurna).

Hasrat anda untuk berdikari dan ada privasi memang wajar, tetapi ia juga bukan bermakna mesti dilakukan secara mendadak.

Perkahwinan memerlukan perubahan daripada semua pihak. Tetapi, tidak semua pihak boleh berubah pada kadar yang segera.

Tambahan pula, apa jua perubahan hendaklah dilakukan secara beransur-ansur. Mungkin ini yang diperlukan oleh bakal isteri anda dengan bantuan anda juga.

Renungkan, mungkin juga yang terbaik bukan meminta bakal isteri anda berubah, tetapi diri anda sendiri yang patut berusaha untuk menyesuaikan diri pada keadaan bakal isteri anda.

Terdapat ramai pasangan yang berumahtangga dan hidup bersama orang tua mereka dalam keadaan harmoni dan bahagia. Semua pihak perlu bersikap terbuka.

Ask Ustaz Haniff: Should I Use My Savings for Hajj or Umrah?

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View at Mina

A view of Mina. Photo from Pixabay.

Republished from Ustaz Haniff’s Facebook with his kind permission. Edited by Perdaus and translated by Azma Abu Basri.

Ask Ustaz Haniff #5: Should I Use My Savings for Hajj or Umrah?

Query:

I wish to go visit Makkah and Madinah. My savings that I have now is enough for me to perform Umrah in sha Allah.

The question is, should I continue to save up for Hajj, or should I go and perform Umrah first?

I am 22, but if I register myself to perform the Hajj, I am unsure when my turn will come up on the Hajj waiting list. Seeking your clarification, Ustaz.

[Editor: In Singapore, pilgrims are to register with the Islamic Religious Council of Singapore to be allocated a queue number to perform the Hajj, due to the quota system that the Saudi Arabian government has designated for all pilgrims.]

Response:

There are no issues in our religion for you to use your savings to perform Umrah first, even though it would decrease your savings for Hajj.

This is because, saving up to perform the Hajj is not an obligation, even though to be financially able is a requirement

In addition, usually the waiting period for the allocation of your turn in the queue takes a long time. Hence, you can save up again for the trip.

If one already has enough savings for Hajj but is still waiting for his/her turn, it is also not a problem for him/her to spend that money first for other things.

 

Tanya Ustaz Haniff #5: Guna wang simpanan untuk haji atau umrah?

Soalan:

Saya teringin hendak berziarah ke Makkah dan Madinah. Duit simpanan saya yang ada sekarang, in sya Allah cukup hanya untuk menunaikan umrah sahaja.

Soalannya, haruskah saya mengumpul duit untuk tunaikan haji atau patutkah saya mengerjakan umrah sahaja dahulu?

Saya kini berumur 22 tahun, tetapi jika saya mendaftarkan diri untuk tunaikan haji nanti, saya kurang pasti berapa tahun lamanya saya terpaksa tunggu giliran saya untuk ke sana. Mohon penjelasan, ustaz.

[Editor: Di Singapura, para jemaah harus mendaftarkan diri di Majlis Ugama Islam Singapura untuk giliran menunaikan haji di atas sebab sistem kuota yang ditetapkan kerajaan Arab Saudi ke atas semua jemaah.]

 

Jawapan:

Tidak ada masalah apa-apa di sisi agama untuk awak gunakan wang simpanan itu untuk berumrah dahulu, walaupun ia akan mengurangkan simpanan awak untuk menunaikan kewajipan haji.

Ini kerana menyimpan duit untuk pergi haji bukan satu kewajipan, walaupun ia satu keperluan bagi memenuhi syarat kemampuan.

Tambahan pula, biasanya giliran untuk menunaikan haji mengambil masa yang lama, maka, awak boleh simpan semula duit.

Jika seseorang itu sudah memenuhi wang simpanan yang cukup tetapi giliran pergi haji beliau belum tiba, tidak juga masalah untuk beliau belanjakan duit itu dahulu untuk perkara lain.

Contemporary Tafsir is now LIVE!

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A promotional poster for the latest surah discussed in Contemporary Tafsir.

A promotional poster for the latest surah discussed in Contemporary Tafsir.

Ustaz Dr Muhd Haniff Hassan‘s Contemporary Reflections on the Qur’an series is back after the long Ramadhan break – and the most exciting update yet: it can now be viewed LIVE on Facebook in a participants-only secret FB group!

This is great, alhamdulillah, to finally catch up with technology. We hope that this gives an opportunity for participants to be able to listen to a missed lecture, wherever they may be.

If you are a paying participant and have not been invited to the private group, please contact Ustaz Raja at 8127 3729 to be included.

Ust Haniff had just started Surah Al-‘Ankabut (The Spider) in the previous session on 12 August 2016 (and yes, that was the first session to be telecast). It’s not too late to join in to learn more about the surah. Some points that Ust Haniff will be focusing on:

  • Nothing is too small for learning and reflection i.e. ant, fly, bee, mosquito
  • Small does not mean trivial
  • The spider is a sophisticated creation of Allah

Sessions are twice a month, every other Friday after Maghrib at the Madrasah Aljunied auditorium, for $56 a month.

The next lecture will be held this Friday, in sha Allah, on 26 Aug 2016. Notes will be provided. Bring along a friend so that you have somebody to discuss the class with afterwards =)

We welcome a free trial lesson for those who have not yet signed up. Register now for more details. You have nothing to lose!

Ramadhan Report 1417H/2016

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Hope it’s not too late to update Perdaus readers our busy Ramadhan month!

Food Aid Update!

Subhanallah, we had an exciting internal fundraising campaign for Food Aid this – all thanks to YOU, parents of our Madrasah students!

Our SMS appeal to parents of secondary students went viral because of your generosity and good-heartedness to spread the news to your family and friends. Within three days, we managed to raise quite a sum for our annual Food Aid project!

Alhamdulillah for the bounty of Ramadhan.

Ramadhan Food Aid 2016 front door recipient

One of our students distributing the goody bag to a recipient.

What is the Food Aid Drive?

Food Aid Drive is an annual project that our Secondary 2 Madrasah Perdaus students partake by as part of their curriculum in experiential and service learning.

With the funds that we raised and the in-kind donations, we distributed goodie bags each containing a Giant Supermarket voucher for groceries, and a container of Hari Raya cookies to spread the Eid cheer, to several low-income families in several areas in Bedok North.

In all, our students distributed 20 goodie bags to the families, with guidance from officers from Fengshan Community Club.

Additional goodie bags will also be distributed to the families of our low-income students from both Bedok and Bukit Batok centres.

Most humbly, we hope that this had been a good opportunity for our students to reach out to the community to be in their service.

 

Together, we make the world go round

Thank you to Fengshan Community Centre and the Social Service Office @ Bedok for their assistance and cooperation in this project.

And not least of all, our students who spent one fasting day to help the less fortunate. We are proud of what you have done, and we pray that this spirit of helping others will stay with you

To see photos from the Food Aid and Ihya’ Ramadhan, click here to go to our Facebook Album.

 

But we are not done yet – it’s Ihya’ Ramadhan!

Secondary students were invited for the Khatam Al-Qur’an session after the Food Aid Drive. It culminates with an Iftar session with Madrasah students, followed by a congregational Maghrib prayer. What a good end to the day, subhanAllah.


Let’s recap our other Ramadhan activities…

Iyad Perdaus visit Masjid Sembawang 2016

Iyad Perdaus children visiting Masjid Petempatan Melayu Sembawang.

 

  • We welcomed Ramadhan (“Tarheeb Ramadhan“) with our extended family of Perdaus at the Kg Siglap Mosque in end May. Ma sha Allah, we had a good response!
  • Just before Ramadhan started too, we had a Tahseen Al-Fatihah session by the Akademi Cordoba instructors for our Akademi Cordoba workshop participants and KAD participants as well – more than 100 people turned up!
  • Perdaus had a Ramadhan Food Drive with Hong Kah North Community Club on 5 June and an Iftar with the Community session the following week. Alhamdulillah we had student volunteers participating in both events.
  • The Family of Iyad fundraising drive coupons for the FOI Hari Raya Gathering were all sold out, Alhamdulillah! Thank you for your support! Let’s watch a video of the fun gathering here.
  • The annual Perdaus Klinik Ramadhan.

May our next Ramadhan be better than this, in sha Allah.

Ask Ustaz Haniff: I Can’t Recite the Qur’an Well; Can I Perform the Umrah?

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Worshippers and pilgrims at the door of the Ka'abah.

Worshippers and pilgrims at the door of the Ka’abah.

Republished from Ustaz Haniff’s Facebook with his kind permission. Edited by Perdaus and translated by Azma Abu Basri.

Ask Ustaz Haniff #4: I Can’t Recite the Qur’an Well; Can I Perform the Umrah?

Query:

I intend to perform the Umrah, and I am trying to save up for the trip.

Ustaz, I am not very fluent in reciting the Qur’an. Is it possible for me to perform the Umrah and read the supplications in romanised form (instead of reading it in Arabic)? Other than that, I am also putting in effort in attending classes to learn to read the Qur’an.

Response:

It is not a condition of Umrah for you to be able to read the Qur’an fluently, and it is not necessary for you to wait until you have learned to read the Qur’an before performing Umrah.

The rituals of Umrah do not require one to read the Qur’an. It is sufficient for you to recite zikr (remembrance) and supplications (while performing Umrah).

You may recite any zikr (remembrance) in Arabic that you are familiar with. For making du’a/ supplication, you can just read them out in Malay.

[Editor: Do consider the Qur’anic literacy and recitation programmes that Perdaus conducts for adults, Kelas Agama Dewasa, or the latest intake for Teknik Cordobana express course (coming soon).]

Tanya Ustaz Haniff #4: Tak Lancar Mengaji, Boleh Tunaikan Umrah?

Soalan:

Saya berniat untuk menunaikan umrah dan sedang berusaha menabung.

Ustaz, saya tidak lancar membaca Al-Qur’an. Boleh ke saya menunaikan umrah dan du’a-du’a dibaca dalam Rumi? Selain itu, saya juga sedang berusaha mengambil kelas untuk mengaji Al-Qur’an.

Jawapan:

Bukan syarat umrah perlu tahu membaca Al-Qur’an dengan lancar dan tidak perlu tunggu hingga pandai baca Al-Qur’an untuk tunaikan umrah.

Ibadah umrah tidak memerlukan seseorang itu untuk membaca Al-Qur’an. Memadai untuk anda membaca zikir dan du’a.

Mana-mana zikir yang anda tahu dalam Bahasa Arab, lakukan dalam Bahasa Arab. Manakala du’a pula boleh dilakukan dalam Bahasa Melayu sahaja.

[Editor: Anda dipersilakan untuk menghadiri kelas Asas Al-Qur’an bagi peserta dewasa yang dijalankan oleh Perdaus, Kelas Agama Dewasa, atau juga pengambilan terkini kursus ekspress Teknik Cordobana (akan datang).]

Eidulfitri Wishes!

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Eidulfitri Mubarak!

Eidulfitri Mubarak!

Eidulfitri Mubarak to all Muslims!

May our ‘ibadah in Ramadhan be accepted by Allah swt. May this Ramadhan rejuvenate us to be constant in our worship and praises to Him. May we meet the blessed month again next year, Ameen.

Thank you to our students, parents and participants who took part in Perdaus’ activities to enliven Ramadhan in our hearts and souls.

As we celebrate our triumph over our nafs this Shawwal, please be informed of our opening hours during the Eid period:

❖ PERDAUS BUKIT BATOK AND BEDOK
5 July, Tue: Will be closed at 12.30pm
6 – 7 July, Wed – Thur: Closed for Eid holiday
8 July, Fri: Office hours resume as per normal

❖ IYAD PERDAUS HOUGANG, JURONG EAST & CHOA CHU KANG
5 July, Tue: Will be closed at 2.30pm
6 – 7 July, Wed – Thur: Closed for Eid holiday
8 July, Fri: Office hours resume as per normal

Thank you and wassalam!

 

Ask Ustaz Haniff: Domestic Helpers as Zakat Recipients

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Your foreign helper at home may be eligible for zakat.

Your foreign helper at home may be eligible for zakat.

 

Republished from Ustaz Haniff’s Facebook with his kind permission. Edited by Perdaus.

 

Ask Ustaz Haniff #3: Foreign Domestic Workers as Zakat Recipients

Query:

Can zakat be given to a domestic worker who still owes money to her agent?

Response:

If the domestic worker is a Muslim, then yes, and it is better for you to do so.

This is because foreign domestic workers may be considered to be from the poor and needy. If not, they would not be working overseas.

The second reason is because they are in debt and under the “gharimin” category (asnaf) for zakat.

They are still eligible to receive zakat even after paying off their debts to their agents, however, because they still belong to the first category of being poor and/or needy individuals.

 

Tanya Ustaz Haniff #3: Pembantu Rumah dari Luar Negara Sebagai Penerima Zakat

Soalan:

Bolehkah memberi zakat kepada pembantu rumah yang masih berhutang dengan agen?

Jawapan:

Jika pembantu rumah itu seorang Muslim, boleh dan afdal.

Ini kerana pembantu rumah dari luar negeri boleh dikatakan dari golongan fakir miskin. Kalau tidak, mereka tidak akan bekerja menjadi pembantu rumah di luar negara.

Sebab kedua ialah kerana mereka berhutang dan tergolong dalam asnaf “gharimin”.

Namun, mereka masih layak menerima zakat walau sudah habis membayar hutang agen, diatas sebab pertama, iaitu dari golongan orang miskin.

Ask Ustaz Haniff: Zakat on Fixed Deposits

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Money background from Various nominal Singapore dollars

Have you purified your wealth with zakat?

Republished from Ustaz Haniff’s Facebook with his kind permission. Edited by Perdaus and translated by Azma Abu Basri.

Ask Ustaz Haniff #2: Zakat on Fixed Deposits

Query:

I have a fixed/term deposit account. Can I use cash from my savings account to pay zakat for the former, or do I have to use money from the fixed deposit account itself?

Response:

You have two options:

1. To pay zakat for the fixed deposit account (if the amount has reached the zakat threshold) using cash from other savings source, or

2. Wait for the end of the term of the fixed deposit, and use the money from this account to pay the accumulated outstanding zakat, just like how zakat on CPF is done. [Editor: link to calculate zakat for your CPF here]

If the zakat amount for the fixed deposit account is not too overwhelming, and savings from other account(s) is sufficient to cover the payment of zakat, option 1 is preferable as it expedites the fulfilment of zakat obligation.

In situations where the zakat amount for the fixed deposit account is too big and/or there are no other savings source to pay zakat for the fixed deposit account, option 2 may be selected.

 

Tanya Ustaz Haniff #2: Zakat akaun deposit tetap (fixed deposit)

Soalan:

Saya ada akaun deposit tetap (fixed/term deposit). Boleh tak saya bayar zakat gunakan wang dari akaun simpanan biasa? Atau haruskah saya gunakan wang dari akaun fixed deposit itu sendiri?

Jawapan:

Anda ada dua pilihan:

1. Bayar zakat bagi wang yg disimpan dalam fixed deposit (jika cukup syarat zakat) menggunakan wang dari simpanan lain, atau,

2. Tunggu hingga tempoh fixed deposit, lalu menggunakannya untuk membayar zakat yang tertunggak sebagaimana cara pembayaran zakat CPF. [Editor: Pautan untuk membantu anda membuat kiraan bagi zakat CPF]

Jika kadar zakat bagi wang dalam fixed deposit tidak begitu banyak dan wang simpanan dalam akaun lain boleh menampungnya, pilihan 1 adalah lebih baik kerana ia menyegerakan penunaian kewajipan.

Terdapat situasi di mana kadar zakat dalam fixed deposit besar atau seseorang itu tidak mempunyai simpanan lain untuk membayar zakat bagi wang deposit, maka pilihan 2 boleh digunapakai.

 

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